Guaranteed Approval Store Credit Cards. If you plan to build or establish credit then an online store card with guaranteed approval is absolutely worth it. As long as applicants are 18 years old have a valid ssn and u s.
The kohl s charge card allows users to combine their card discounts with kohl s cash yes2you rewards and even online. Catalog cards offer guaranteed approval. Many store credit cards will charge interest rates in the 25 plus range which is similar to subprime credit cards and can be very expensive very quickly.
Get a secured credit card.
Merchandise cards or catalog credit cards offer guaranteed approval and huge credit limits no security deposit required. Store credit cards are enticing for many reasons for one they are typically easier for those with low credit scores to obtain. Generally any fico score under 650 is considered bad. Retail stores focusing heavily on store branded credit cards.